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UNITED STATES

Amegy Bank

AmSouth Bank

Associated Banc-Corp

Atlantic Union Bank

Bank of America

Bryn Mawr Trust

Chase Manhattan Bank

Comerica Bank
Community America Credit Union
Firstar Corp
Firstrust Bank
First National Bank of Arizona
First National Bank of PA
First Niagara Financial Group
First Financial

First Tennessee Bank

Fleet Boston Financial

Huntington Bancshares

Investors Bank

J P Morgan
Mellon Bank

Nevada State Bank
Park National
PNC Bank Corp
Rockland Trust
Seacoast Bank

Southern Community Bank
Sun Trust Bank

Vectra Bank

Zions Bancorporation

Zions First National Bank

Zions Management Service Company

ASIA

“I only want to make as much net income as my direct reports say they make!”

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Mellon Bank – Hong Kong

Mellon Bank - Tokyo

Standard Chartered Bank – Hong Kong

Standard Chartered Bank – Malaysia

Standard Chartered Bank – Singapore

Mid-West bank CEO
Toronto
CANADA

Bank of Montreal

Canadian Imperial Bank of Commerce

Royal Bank of Canada

Toronto Dominion Bank

“Using variable based pricing means that while we are stealing our competitors core customers; they are stealing ours.  The only winner is the customer.”

Tropical Beach
CARIBBEAN

Asociacion Popular De Ahorros y Prestamos, Dom Rep

Banco Leon, Dom Rep

BHD Leon, Dom Rep

Republic Bank, Trinidad

Head of Cash Management, JP Morgan
Bikes at Amsterdam Canal
EUROPE

Bank of Ireland Group

Mellon Bank – London

Mellon Bank - Frankfurt

UBS LLC